Does Aldi Take Credit Cards

Does Aldi Take Credit Cards In 2022? (Types Of Cards + Faqs)

Founded 10 July 1946




(split in two parts in 1960, renamed to Aldi Nord and Aldi Süd in 1962)




Theo Albrecht

, Germany (Aldi Nord)


, Germany (Aldi Süd)
Number of locations






Convenience shop
Revenue Increase


121.1 billion (2021)



Trader Joe’s

(Aldi Nord)



Credit cards being used for shopping is not a common practice, however retailers quickly adopted this program once they realized its potential to increase sales.

These days, credit cards and debit cards are more widely accepted than cash.

That might make you wonder: Does Aldi take credit cards? Perhaps they won’t take credit cards. Or you are restricted to cash payments. This question deserves a more in-depth look.

Does Aldi Take Credit Cards In 2022? (Types Of Cards + FAQs)

Aldi Accepts Credit Cards 2022

Aldi accepts credit cards from all major banks, such as Visa, MasterCard and Discover. Aldi accepted credit cards initially, but they started accepting them in 2016. They have expanded the types of payments that are accepted to tap-and go and contactless since then.

  • Let’s delve even further into this subject, including a breakdown of the types of cards, whether or not Aldi charges a fee for using credit cards and even if you can get cash back. Keep reading for more information!
  • Aldi Accepts What Type Of Credit Cards?

  • Aldi’s website explains that “we accept many forms of payment, including cash and most debit cards. Visa, MasterCard and Discover are all accepted. Electronic Benefits Transfers (EBT) is also available. Link cards and SNAP can be used for contactless payments such as Apple Pay or Google Pay.
  • As you can see, the four major types of credit cards out there, Visa, MasterCard, Discover and American Express are all accepted at Aldi.

    You’ll find many of these perks and other extras are available when you shop at Aldi.

    Does Aldi Take Credit Cards In 2022? (Types Of Cards + FAQs)

    Does Aldi Charge A Fee To Use A Credit Card?

    According to my research, Aldi doesn’t charge any fees for credit card use at its stores.

    While it is true that some retailers charge fees, this would be against Aldi’s business model (which is to pass all savings on). ).

    To inquire about a credit card fee, call the company.

    Aldi allows you to use tap-and-go credit cards

    Aldi’s point-of sale terminals (POS) have near-field communication technology (NFC), which means that they are capable of receiving both Apple Pay and Google Pay through mobile devices as well tap-and go credit cards.

    It is very easy. Once you have received your total, get your tap and go credit card (or at your disposal) out, then hold the NFC symbol up to your device. This will create a sequence of parentheticals that face the same direction, ))))..

  • NFC technology cards can be identified by the reader. Approval is a must!
  • Does Aldi Take Credit Cards In 2022? (Types Of Cards + FAQs)

    Can You Use Your Credit Cards Via Apple Or Google Pay At Aldi?

    Apple Pay, Google Pay, and Google Wallet make it easy to forgo your wallet at home.

    You can pay in-store with your card by using your Apple/Google Wallet credit card information.

    Like tap-and, go credit cards that allow you to swipe and go at once, your phone should be held up close to the NFC symbol. You then wait for approval.

    Aldi Cashback – Can you get cash with your Aldi Credit Card?

    Users of the Cash Back credit card from Discover often wonder if individual stores will actually give them cash back at the register.

    Aldi can participate in Discover Card’s Cashback Program. However, the rules for debit card cashback are the same as those that apply to debit cards: No More Than $100 Per Transaction, $10, $20, $40 and $100 maximum, no Multiples of Five.

    Does Aldi Take Credit Cards In 2022? (Types Of Cards + FAQs)

    Does The AMEX Blue Cash Preferred Work At Aldi?

    Aldi purchases are eligible for American Express Blue Cash Preferred. This program pays users six percent back for their purchases at Aldi.

    Redditors on the r/CreditCards forum confirmed that 6 percent of their Aldi Aldi spend totals were returned by their BCPs.

    Aldi instacart can be used to shop with credit cards

    You absolutely can use credit cards to shop at Aldi via Instacart. It is easy to simply enter your credit cards information on the website or app and select that card for checkout.

    Does Aldi Take Credit Cards In 2022? (Types Of Cards + FAQs)

    Aldi’s Credit Card Acceptance Policy: When did it begin?

  • Aldi started accepting credit cards in March 2016 – although this may sound unbelievable!
  • Aldi US used to only accept cash and debit cards, but never checks.

    Aldi did not make a formal statement about why it only accepted certain types of payments until 2016, but bloggers believe that it may have something to do the widespread acceptance of cash in Germany where Aldi’s headquarters is.

  • Jason Hart from Aldi US stated, at the time, that “We care” about customers’ shopping experiences. Offering them the ability to use their credit cards is a way for us to do this.
  • One reason the company may have chosen to avoid credit cards is because they knew that their revenue was being lost and were likely losing out on one of their largest target markets, middle-class or wealthy shoppers.

    You can read our posts to find out if Aldi accepts Apple Pay and cashback, as well as whether Aldi uses EBT.

  • Conclusion
  • Aldi is able to accept the major credit cards such as Visa MasterCard, Discover, American Express and American Express.

  • It makes good sense to use your Aldi credit card to get the best possible shopping experience.
  • .Does Aldi Take Credit Cards In 2022? (Types Of Cards + Faqs)

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