Can You Split Payments On Amazon

Can You Split Payments On Amazon In 2022? (All You Need To Know), Inc.
Formerly Cadabra, Inc. (1994–1995)



Founded July 5, 1994

; 27 years ago




Bellevue, Washington

, U.S.
Jeff Bezos


Area served
Key people
Revenue Increase


469.822 billion (2021)



US$24.879 billion (2021)


US$33.364 billion (2021)


Total assets

US$420.549 billion (2021)


Total equity

US$138.245 billion (2021)


Owner Jeff Bezos (14.0% voting power, 10.6% economic interest)


Number of employees
1,608,000 (Dec. 2021)


U.S.: 950,000 (Jun. 2021)



Footnotes / references



Many stores allow customers to divide their payment between debit and credit cards. Many online shops also offer the option to split payments.

  • Some customers might be wondering if Amazon offers split payment options. To find out more about this, read this article.
  • Can You Split Payments On Amazon In 2022? (All You Need To Know)

    Amazon 2022: Can you split payments?

    Amazon will not permit customers to split their payments between 2 debit/credit cards starting in 2022. Amazon permits customers to make split payments by using a Gift Card. Amazon can only accept split payments when a customer uses a gift card along with a debit or credit card.

  • You can read on to discover more details about Amazon’s payment splitting, including how you can add payment options to your Amazon account in order to split the payment.
  • How can I divide a Amazon payment using a gift voucher?

    For Amazon to pay a customer with a Gift Card, they must first do these things:

    Step 1 – Purchase enough gift coupons to cover your purchase of the products. These can be bought in many retail stores that have gift cards at their card kiosks. can be used to directly purchase Amazon gift card. You can do this by clicking the Amazon Gift Card link in the top right corner of’s site and following the on-screen instructions.

    Step 2: Next, add items to your cart which are equal to or greater than the value of one gift card.

    It is best to get multiple gift certificates depending on the amount needed for the transaction.

    Step 3: After adding the items to your cart, apply the gift card codes to your account.

  • In order to apply the codes, select the “Gift Cards” option at the top of the Amazon homepage and then select “Apply to Your Account.”
  • Step 4: Apply for the codes and then proceed to the checkout. In the “Payment Method” screen, follow the instructions for adding the gift card codes to your purchase.

    After adding the gift cards, you can add a debit or credit card as your second form of payment.

    Step 5: Before checking out, review your order to ensure you followed all the proper steps.

    When both payment options have been successfully applied, you can select the checkout option and complete your purchase.

    Can You Split Payments On Amazon In 2022? (All You Need To Know)

    How do you add Amazon gift cards to your Amazon Account?

    The following steps are required to enable a customer to purchase a Amazon gift certificate:

    You can purchase a gift certificate from either a kiosk in your local area or directly. Scroll to the top and click on “Gift Cards”. Then, select “Apply Your Account” and enter your claim code.

    Split-purchase customers who plan to spend large amounts of money are advised to purchase multiple gift cards to spread their purchases more evenly among their gift card and debit cards.

    You can use your Visa/ Mastercard Visa Gift Card to split payments on Amazon.

    Even though Amazon allows customers to make split payments with gift cards, customers cannot use pre-paid Visa’s or Mastercards to split payments.

    While pre-paid credit cards are technically gift cards, they operate like regular credit cards on debit machines.

    Thus, customers cannot use prepaid credit cards to enter code into

    Customers with pre-paid credit cards they wish to redeem can buy an gift card and split the payments using that method.

    Can You Split Payments On Amazon In 2022? (All You Need To Know)

    Amazon Accepts Which Payment Methods?

    Amazon allows you to pay with one gift card. However, there are many other ways of paying.

    Customers who are hesitant about using their credit/ debit card at all should make several purchases.

  • Visa Debit/Credit (Including Pre-Paid Visas)
  • Mastercard (pre-paid Mastercards accepted)
  • American Express
  • Amazon Pay
  • Amazon does not allow Split payments using credit/debit card cards.

    Amazon may be unable to authorize split payments with credit/debit cards due to restrictions placed by the credit card service provider that Amazon uses.

    Many online stores enforce these limitations due to higher fraud rates. Customer’s identities are harder to verify when more than one payment method is used.

    Can You Split Payments On Amazon In 2022? (All You Need To Know)

    How can customers split payments between stores or websites?

    Amazon’s limitations in terms of how customers can split payments are limited, however there are many other online stores and sites that offer customers the ability to make split payments using other methods.

    Here are some stores which offer split payments.

  • Crate & Barrel In-store and Online
  • Land of Nod (in-store and online)
  • Walmart (in-store)
  • Starbucks (instore)
  • It is important to be aware of the fact that not all online merchants permit customers to split payment with credit/debit card. These types of transactions can make it difficult for customers verifying their legitimacy.

    Due to credit card provider restrictions, merchants may not be able to accept online split payments.

    Online stores allow split payment, and this is most common in the United States.

    However, it is important that customers are prepared to make full payment with just one mode of payment.

    For more information, please visit our posts related to if Amazon has phone numbers, credit bureaus Amazon uses and Honey’s role on Amazon.

  • Conclusion
  • Amazon lets customers split their payments into a credit or debit card, and an gift certificate.

    But customers can’t use 2 separate debit/credit cards or prepaid credit cards to buy on Amazon, or other sites.

    To use a gift certificate to split a purchase customers will have to input their code into their account. Then, they can apply their card to the order at checkout with their debit card.

    .Can You Split Payments On Amazon In 2022? (All You Need To Know)

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