Does Costco Accept Mastercard In 2022? (You’Ll Be Surprised)

It is possible to discover a surprising quirk in Costco Wholesale Shopping Super-Center if you’ve never been to Costco before or just opened a Costco membership.

Here is everything you need to know about the relationship between Costco and Visa, and where Mastercard fits into the picture.

Does Costco Accept Mastercard In 2022? (You'll Be Surprised)

Does Costco Accept Mastercard In 2022?

Costco does not accept Mastercard credit cards at any of their locations in 2022. Costco customers can use Mastercard PIN debit cards to pay in-store and at Costco Gas. is the only online store that accepts Mastercard credit.

Costco customers, both current and future, may find it difficult to accept Mastercard as they are widely accepted all around the world.

Learn more about the reasons Costco won’t accept Mastercard Credit as payment for its physical locations.

  • Costco Offers Visa Discount
  • Costco doesn’t allow customers to buy from its stores using Mastercard credit because Costco is a wholesale chain that has an exclusive deal to Mastercard’s rival Visa.

    The deal was initiated in June 2016, when American Express and Costco couldn’t reach an agreement on the expiration of their prior contract.

    Costco will only be able to take Visa credit cards at their stores as a result of the Visa deal. Costco memberships are not recommended for many people, even those who don’t shop there.

    This move can be incredibly frustrating for new customers that are considering a membership. The move could make them reconsider their Costco membership.

    Costco does not want to make it harder for people to find their way around a store while shopping. The deal was mutually beneficial for both sides.

    Customers who have used their American Express cards for many years at Costco discovered that the preferred payment method was not accepted. This caused shoppers to be frustrated.

    Costco will accept debit cards from other carriers

    Although Costco has an exclusive deal with Visa on credit card transactions, customers can use their preferred debit cards with no complications at all.

    It is fantastic news for those who have their banks issue Mastercard, American Express and other types of debit cards.

    These are the forms of payment Costco accepts:

  • Visa issuers credit cards
  • Cash
  • Most pinprotected debit cards will remain pin-protected regardless if they are issued by a company.
  • Card EBT
  • Costco current Costco members get checks
  • Costco’s Visa deal does not restrict the warehouse store to accepting many payment methods.

    This good news is for customers who find themselves in a bind because they have several other options when paying at check-out. It is a great option for those without Visa credit cards.

    Costco still accepts payment in several ways, however customers continue to complain about this inconvenience.

    Credit cards are a popular way for people to shop at their local grocery store. This allows them to continue to build credit each month. They will need to look for new shopping options if their Visa credit card is not accepted.

    You can read our posts to learn about the different payment options at Costco. These include whether you can use Apple Pay at Costco or PayPal.

  • Conclusion
  • While Costco’s Visa exclusive deal may not affect customers who have Visa credit cards at the moment, it can impact those who are using another brand. This can be a serious deterrent for customers who would like to shop at Costco and pay with their Mastercard credit cards. People always want the easiest shopping experience available.

    Costco’s customers find it frustrating to navigate when they shop at the store. However, the Visa discount could change if it expires. However, Visa credit customers must continue using it until they have a new deal with Visa.

    Which Credit Cards Will Costco Take 2022?

    Costco has had Visa as their exclusive creditcard since 2016. That means you won’t be able to pay in-store with a credit card backed by American Express, Mastercard or Discover. The website and the Costco app allow you to use a Mastercard/Discover card.

    Costco stopped accepting Mastercards in the year 2000.

    Costco’s credit card changed on June 20, 2016. The official implementation of Costco’s Visa switch from American Express to Visa was on June 20, 2016.

    Costco will take Mastercard

    Costco’s contract with Visa means that shoppers are not allowed to use any credit cards supported by other networks such as Mastercard, American Express or Discover in Costco warehouses. You are able to use Mastercard and discover cards for,, and

    Why Can’T I Use Mastercard At Costco?

    Costco will accept all Visa gift cards, credit cards, and debit cards. Costco only takes Visa cards. You won’t be able to use Mastercard Discover, American Express, or Mastercard at Costco. May 7, 2021

    .Does Costco Accept Mastercard In 2022? (You’Ll Be Surprised)

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