Where Can You Cash A Usps Money Order? (List Of Places)

Louis DeJoy

Louis DeJoy.png

United States Postmaster General

Assumed office

June 16, 2020
Donald Trump

Joe Biden
Deputy Douglas Tulino

Preceded by

Megan Brennan
Personal details
Born 1957 (age 64)


New York City


New York

, U.S.
Political party
Aldona Wos
Children 2
Stetson University




Money orders are an affordable and convenient way to give and receive money when the parties in question do not have a checking account, debit card or checkbook.

Postal Service, one of the largest and most crucial organizations in America, sells money orders at low rates to all of their offices.

However, if one is received, how do you cash it? Do you know of any locations? What do you need to know?

Where Can You Cash A USPS Money Order? (List Of Places)

What is the best place to cash a USPS money order in 2022?

You can cash money orders from the United States Postal Service at many locations including banks, Post Office locations and grocery store chains. It is possible to cash USPS money orders in the Post Office for no charge. However, you will be charged if it’s done elsewhere.

  • Continue reading for a complete list of USPS Money Order Cashing Locations.
  • Check out this list of banks and stores that cash USPS money orders
  • You can deposit or cash your USPS moneyorder at any of these locations.

    Post Office Locations – Post Office cashes its own money orders. Bonus: They do this for no cost.

    Bank of America- If you already have an account, this bank will cash your money orders.

    Capital One is another huge financial institution. They will cash money only if you already have an account.

    You must also have at minimum the amount shown on your money order if you would like to receive money in cash.

    Otherwise, deposit the money order to your account.

    Fifth Third Bank: These bank locations can cash money orders for anyone who does not hold a account.

    Chase Bank – Just like Capital One, you must have an account and must have the amount in your account to receive cash.

    Regions – Non-account holders may cash money at Regions locations, but they will be charged a five percent administration fee.

    PNC Bank, a bank located in Pittsburgh. This bank is required to cash any money order. You might be subject to some restrictions.

    Wells Fargo – Another bank where you must have an account, you can only make a deposit, and the date the money order clears depends on the amount.

    Check-cashing options include United Check Cashing, Money Mart, and Check Into Cash. There are also locations where the fees can be quite high.

    Albertsons grocery stores: Check the website or call ahead to ensure your location cashes money orders.

    Kroger grocery stores: With over 2700 locations in the U.S., some Kroger stores will cash money orders for a fee. Check beforehand to make sure.

    Will Banks Take USPS Money Orders

    Yes, many banks do cash USPS money orders.

    Some banks, such as Chase and Bank of America require that you have an account before they can cash your money orders.

    You will need to keep the check and the amount of the check in order to get the money order in cash.

  • (If you don’t have the amount in your account, you can deposit the money order and it will clear on pretty much the same timeline as any check would.)
  • A financial institution you trust is the best option for you to cash an USPS money order.

    Ask your bank to check if money order cashing is available for patrons. Most likely, it’s free.

    Many banks, such as Regions, allow you to place cash orders at your location, even if you don’t have an account. However, there will be a charge.

    Banks that are willing to accept USPS money orders for non-account holders, in my opinion, is a better option than check-cashing facilities.

    While you still will have to pay a fee it seems that this is much less than the amount you would be charged at Money Mart.

    But do your research and compare the fee options in your area.

    Can You Mobile Deposit A USPS Money Order?

    Many banks have mobile apps that allow you to make mobile checks, but money orders can be arranged by other bank branches.

    Bank of America doesn’t allow mobile deposit of money order (though they cash them in person, for account owners).

    Big names such as Citibank, Fifth Third Bank or Wells Fargo have their own mobile money ordering deposit apps.

    Huntington Bank is one bank in regional that also has mobile money order deposits.

    Where Can You Cash A USPS Money Order? (List Of Places)

    How do I cash a postal money order

    USPS money Orders are great. These can be obtained from many Post Office locations all across the country.

    Simply find a location that cashes USPS money orders and bring it with you into the building.

    Do not sign it yet! The teller/cashier will ask you to sign the document (or endorse it).

    Bring your identification to verify you are the one to whom the money order was intended.

    That’s really all you have to do on your end. It is pretty similar to cashing your check.

  • Sign the money order and show your ID. Then you can choose which denomination to have your bills in!
  • Learn more about USPS. You can read our posts to find out if USPS sells money or if USPS charges by size or weight. We also have information about Apple Pay.

  • Conclusion
  • USPS money Orders can be cashed at any U.S. location and are an excellent alternative to cash or debit card payments.

    Post Offices is the most convenient and obvious option. But many banks, check-cashing places and grocery stores can do it – sometimes for a fee.

    .Where Can You Cash A Usps Money Order? (List Of Places)