Can You Turn Home Depot Store Credit Into Cash

Can You Turn Home Depot Store Credit Into Cash In 2022?

Penney OpCo, LLC
Formerly J. C. Penney Company, Inc.
Type Private company


: JCP (1927–2020)

OTC Pink

: JCPNQ (May 2020-January , 2021)

OTC Pink

: CPPRQ (as Old COPPER Company, Inc, January 2021 – February 2021)
Industry Retail
Founded April 14, 1902

; 119 years ago




Kemmerer, Wyoming

, U.S. (J. C. Penney Company)

October 29, 2020

; 16 months ago





(Penney IP, LLC)
James Cash Penney

William Henry McManus (J. C. Penney Company, Inc.)
Headquarters Texas


Plano, Texas





Number of locations
629 (February 2021)


Area served
United States
Key people
Ronald Tysoe


Marc Rosen


Bill Wafford


Shawn Gensch


  • Clothing
  • cosmetics
  • electronics
  • footwear
  • furniture
  • housewares
  • jewelry
  • toys
  • appliances
Revenue Decrease


11.167 billion



million (2019)


million (2019)

Total assets

US$5.900 billion (2021)

Total equity

US$829 million (2019)
Simon Property Group


Brookfield Asset Management
Number of employees

(Aug. 2021)






Footnotes / references





Home Depot offers a lenient returns policy to its customers, allowing them to make returns without any proof of purchase and offering Store Credit in exchange.

  • If you’ve received Store Credit for a return at Home Depot, you may be wondering – can you turn Home Depot Store Credit into cash? This is my take on it!
  • Can You Turn Home Depot Store Credit Into Cash In 2022?

    Are You able to turn Home Depot credit into cash by 2022

    Home Depot cannot convert Store Credit in cash. This is effective as of 2022. Home Depot gives out Store Credit in place of a refund when an item is brought back to the store for a return without a receipt. Store Credit is only available in-store.

  • Continue reading to find out more about how you can check the balance of your Store Credit and why it isn’t cashable at Home Depot.
  • Why can’t my Home Depot Credit be exchanged for cash?

    Home Depot issues a Store Credit card when items are returned. It cannot be transferred or exchanged for cash.

    Along with that, it is also tied to the customer’s photo ID which is checked when credit is redeemed in-store.

    Home Depot often issues Store Credit for returns that are not eligible for original payment.

    For example, if valid proof of purchase is not provided, or for a return of an item purchased with Store Credit.

    These Store Credits cannot be converted to cash because they are issued in exchange for unwanted items.

    This credit can only be used for the repayment of the original forms.

    Store Credit at Home Depot is now linked to customers’ photo ID in order to prevent the online sale of Store Credit.

    You cannot also sell Store Credit for cash.

    Can You Turn Home Depot Store Credit Into Cash In 2022?

    What can I do with my Home Depot Store Credit Online

    Home Depot Store Credit can’t be used online for purchases

    Home Depot has adopted this policy to stop customers buying fake Store Credit online.

    What stores can I use my store credit at?

    Home Depot Store Credit can be redeemed at any Home Depot store, provided you bring along your valid photo ID that is linked to the card.

    A government-issued photo ID is required during this process to prevent fraudulent activity, including return fraud and the online sale of Store Credit cards.

    Can You Turn Home Depot Store Credit Into Cash In 2022?

    How can I see my Home Depot Store Credit Balance and check it?

    It is possible to see the total balance of the Home Depot Store Credit by visiting the store.

    Remember that Home Depot Store Credit cards cannot be viewed online.

    Customers used to be able to call Home Depot by phone and check the remaining balance on their Store Credit. However, this is not an option anymore.

    Home Depot Store Credit: Can I Buy Gift Cards With It?

    Home Depot Store Credit cannot be used to purchase Home Depot gift certificates.

    Instead, gift cards can be purchased at Home Depot using cash, MasterCard, Visa, Discover, and PayPal.

    You should also note that Home Depot Consumer Credit cards cannot be used for the purchase of Home Depot Gift cards.

    Home Depot Gift Cards operate through a third party, meaning Home Depot does not have the final say over how the cards can be purchased.

    Store Credit cannot possibly be used to buy Home Depot gift cards.

    Can You Turn Home Depot Store Credit Into Cash In 2022?

    How do I convert my Home Depot Gift Card into Cash?

    Home Depot Gift Cards are not returnable and cannot exchange for cash.

    So if you are in possession of a Home Depot gift card, your only options are to either use the gift card or exchange it with someone else (who wants to use it) for cash.

    If you want to know more about Home Depot, you can also read our related posts on Home Depot Home Improver Card, if you can use your Home Depot credit card anywhere, and the Home Depot Protection Plan.

  • Conclusion
  • Home Depot Store Credit is not convertible into cash. You cannot also use Store Credit without the approval of Home Depot.

    Home Depot allows Store Credit to be used in any of its locations, provided you bring a valid photo ID with you. Checking the Store Credit balance must be done in-store.

    How can you convert store credit to cash?

    What happens if I have credit from a store? If the credit card is in the form a plastic, it will not expire and you get cash back. For gift cards you may want to treat the store credit card just like a gift.

    Do Home Depot Store Credit Expire?

    The Home Depot has no restrictions on plastic or eGift Cards. Both can be redeemed at any store in the area or online at

    Can I Use Home Depot Store Credit At Other Stores?

    Home Depot(r), Credit Card cannot be used outside Home Depot locations and on the Home Depot site, as it is a retail card. Home Depot(r) Credit Cards are accepted everywhere the network of credit cards – Mastercard Visa Discover American Express, Visa, Discover and Mastercard.

    Are Store Credits Transferable?

    Short answer: Yes. It is possible to transfer the balance of your store credit card to another credit card. This is often a wise move.

    .Can You Turn Home Depot Store Credit Into Cash In 2022?

    See also  Is There A Home Depot In Australia?