Does Walmart Take Apple Pay In 2022? (Do This Instead…)

Walmart Inc.
  • Wal-Mart Discount City (1962–1969)
  • Wal-Mart, Inc. (1969–1970)
  • Wal–Mart Stores, Inc. (1970–2018)



Sam Walton


Number of locations
10,593 stores worldwide (January 31, 2022)



Area served
Key people






Convenience shop
Revenue Increase


559.2 billion




US$22.55 billion




US$13.70 billion



Total assets


US$252.5 billion



Total equity


US$87.53 billion



Walton family



Number of employees
2,300,000 (Jan. 2021)


U.S.: 1,600,000



List of subsidiaries

Footnotes / references




About 96% Americans now own cell phones. And 55% have iPhones.

  • Apple Pay has been used in more than 2,000,000 stores throughout the United States by many of those customers. But does Walmart take Apple Pay like thousands of other companies? What did we discover?
  • Does Walmart Take Apple Pay In 2022? (Do This Instead...)

    Walmart to Take Apple Pay by 2022

    Unfortunately, Walmart does not take Apple Pay at any of their stores as of 2022. Walmart Pay can be used by customers to buy items from self-checkout or register aisles using their iPhones. Walmart does not accept cash, MasterCards, Visas, Checks or PayPal payments.

  • More digging revealed interesting reasons Walmart wouldn’t accept Apple Pay. And what is the next best thing? Keep reading!
  • Walmart Pay: How to pay with your iPhone at Walmart
  • An iPhone user still wishes to shop at Walmart via their smartphone?
  • To do this, you will have to download the Walmart Pay app onto your iPhone (link to the iOS app here), signup for a free account, and connect your debit/credit card to the Walmart Pay app.

  • Side note: This video shows you how to setup and pay in store using Walmart Pay.
  • Simply scan the QR code to access Walmart Pay.

  • After scanning the QR code, you will be able to access the app and pay with your credit/debit card.
  • Apple Pay is similar to Apple Pay. The payment process will be instantaneous and you’ll get your digital receipt within the app.
  • Walmart Pay works in a similar way to Apple Pay. However, it’s still the most convenient option for customers who want to be able to make payments digitally.

    Why isn’t Walmart accepting Apple Pay

    Walmart Pay had an alternative reason for not accepting Apple Pay. It was because of their allegiance with a company called Merchant Customer Exchange or MCX.

    The company (MCX), will only take payment solutions using currentC codes. Walmart, Google Pay, and Samsung Pay do not accept MXC as a payment solution because it is directly competitive with Apple Pay.

    Walmart won’t accept Apple Pay because they can’t capture customer data during a purchase.

    This information is incredibly valuable as it allows Walmart to send custom recommendations and notifications to customers who use the Walmart Pay app.

    Does Walmart Take Apple Pay In 2022? (Do This Instead...)

    Apple Pay: Will Walmart ever get Walmart?

    Walmart spokesperson said they have no plans to support Apple Pay. Walmart Pay integrates directly into the Walmart app that is right on your iPhone. There is no need to add Apple Pay with the associated fees.

    Apple Pay Accepted in Which Stores?

    Apple Pay cannot be used at Walmart. But there are many other places where your iPhone can be used to pay for groceries, and other products.

    CVS and 7Eleven accept Apple Pay at check-outs. They had been resisting the app for some time, but they gave up recently. You can also use Apple Pay at these other shops:

  • Acme Markets
  • Albertsons
  • Costco
  • Food Maxx
  • Publix
  • Safeway
  • Save Mart
  • Schnucks
  • Shop N Save
  • Super Valu
  • IKEA
  • Target
  • Walgreens
  • Whole Foods Market
  • Winn Dixie
  • You can pay in multiple ways, as many shoppers shop online. You can use Apple Pay online in many shops. Some examples are:

  • Best Buy
  • Disney
  • Dunkin’ Donuts
  • Etsy
  • Fandango
  • Lyft
  • Panera
  • Sephora
  • Starbucks
  • Uber
  • Wish
  • You could use this option if you’re at Walmart, and you need to buy something immediately.

  • Walmart Customers have an option to Apple Pay
  • You can use Apple Pay at Walmart, which is quite interesting. Your Apple Pay App can now be used at Walmart by utilizing the ibotta Extension and the ibotta app. To use ibotta successfully, all you need is:

  • The ibotta extension app can be downloaded to your Android phone
  • Select the Apple Pay option to make payment via the ibotta app at the store or through your extension at-home on the computer.
  • Ibotta, an eCorp cashback reward program that gives you up to 2% for every purchase, is called eCorp Cashback Rewards. This is not available on all items, and only for specific stores. You will need to locate the offers and items on your smartphone before you can shop.

    You can also use Apple Pay to instantly get cashback, saving you 2%. All you have to do when using it is to simply show the QR code the cashier.

  • You also have the option of Affirm Financing
  • Affirm, which is an installment financing option that you can use to shop online at Walmart, will also be available. Like other payment options, Affirm offers installment financing.

    This app allows you to get funding on-the-spot if you are eligible and you can pay your balance back in 3-6, 6 or 12 months.

    Affirm eCommerce loan options are very similar to layaway. This means that you don’t need to pay interest on many products. An annual percentage rate (APR), of 10-30% can be applied to items not approved for the Affirm eCommerce loan option. Creditworthiness will affect the amount of the APR.

  • Install the Walmart App
  • Follow these steps to get the Walmart App for your iPhone.

  • Use the Apple App Store to access Walmart Pay on your iPhone.
  • To download the Walmart Pay App, select the option.
  • Once the app has been downloaded, launch it and then go to “Services” screen.
  • Tap on Walmart Pay > Set Up Walmart Pay
  • You can follow these simple steps to register your card to shop at Walmart.
  • All you have to do to pay for your items at the checkout is to scan the QR code
  • Does Walmart Take Apple Pay In 2022? (Do This Instead...)

    Apple Pay: Why is it so beneficial?

    When you choose to pay for your items with Apple Pay, you do not have to worry about anyone getting your PIN number because there is none. Also, there is no chip or card reader in your phone for people to steal while you are checking out.

    You can also use Face ID or Touch ID to make it even more secure. With Face ID, there are three types of sensors that are used to scan your face.

    Unless you have a twin, you will be the only one who can use this to pay with your phone. Touch ID requires your fingerprint. Your twin will not be able to duplicate it.

    Apple Pay offers another benefit: You don’t need to store your receipt. Apple Pay does that for you. Each transaction is privately stored in your phone but can only be accessed by using your choice of security like:

  • A pin
  • Face ID
  • Touch ID
  • Apple Pay’s Other Benefit
  • Apple Card offers a free credit card that allows you to pay no fees. In order to help you save money on purchases, you will also enjoy the highest APR (annual percentage ratio) available. Apple Card offers another bonus: daily cashback for purchase.

    You get cash back on every purchase. And if you use your Apple Card with Apple Pay, you also get 2% cashback. The card is already saving you money, so you can save even more with Apple Pay.

    Check out my guide about cashback at Walmart to learn more. You can also check if Apple Pay is available at other stores such as Walgreens and Walgreens.

  • Get more savings by adding other bonus features
  • Add the ibotta app into a purchase, and you will save 4% plus get instant cashback from Apple no matter where you are shopping. Some stores offer you daily cash bonuses. Apple Store for instance, offers a 3% rebate on purchases.

    A card that Apple Pays and ibotta allows you to instantly receive 7% cashback when you buy an iPhone. Walmart may not be yet on the list. However, you never know when they’ll join the party.

    Is Apple Pay Accepted At Walmart?

    Walmart does not accept Apple Pay because it has its own digital wallet called Walmart Pay. Walmart also accepts other forms of payment in its stores as well as online. The Walmart Pay app is usable on both Androids and iPhones, but it does come with certain advantages and disadvantages.Nov 9, 2021

    Apple Pay Accepted Who?

    Some of Apple’s partners include Best Buy, B&H Photo, Bloomingdales, Chevron, Disney, Dunkin Donuts, GameStop, Jamba Juice, Kohl’s, Lucky, McDonald’s, Office Depot, Petco, Sprouts, Staples, KFC, Trader Joe’s, Walgreens, Safeway, Costco, Whole Foods, CVS, Target, Publix, Taco Bell, and 7-11.Feb 8, 2022

    .Does Walmart Take Apple Pay In 2022? (Do This Instead…)

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